Privacy Policy

Effective Date: 14 May 2025

1. Introduction

Cura Capital Consultants Ltd ("we," "our," or "us") is committed to protecting the privacy and confidentiality of our clients' personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard information when you visit www.curacapital.in or engage our investment advisory services. We adhere to the guidelines issued by the Securities and Exchange Board of India (SEBI) and all other applicable laws in force.

2. Information We Collect

Personal Identification Information

Name, address, email address, phone number, date of birth, PAN, Aadhaar number, and other identification details required for KYC compliance.

Financial Information

Bank account details, investment preferences, income details, risk tolerance, and financial data necessary for providing personalised investment recommendations.

Professional Information

Occupation, employment details, and other relevant professional information that helps us tailor our advisory services.

Technical Information

IP address, browser type, operating system, and website browsing behaviour collected automatically when you use our website.

3. How We Collect Information

Information is gathered through:

• Direct Interactions: Forms completed on our website, service subscriptions, and communication via email or phone.
• Automated Technologies: Cookies and similar tracking technologies that record technical data about your visit.
• Third-Party Sources: Publicly available sources or authorised third parties, where legally permitted.

4. Use of Information

We use the information we collect for the following purposes:

• Providing personalised investment recommendations and advisory services.
• Complying with legal and regulatory requirements, including SEBI regulations.
• Communicating with you about our services, updates, and promotional materials.
• Improving the functionality and user experience of our website.
• Internal record-keeping and administrative purposes.

5. Disclosure of Information

We do not sell or rent your personal information to third parties. Your information may be disclosed only in the following circumstances:

• Regulatory Authorities: To SEBI or other regulators upon request or as required by law.
• Service Providers: To companies assisting with website operations or service delivery, under strict confidentiality agreements.
• Legal Obligations: When required by valid legal processes or to protect the rights and safety of Cura Capital, our clients, or the public.

6. Data Retention

In accordance with SEBI guidelines, we retain records of all client interactions throughout the duration of the advisory relationship and for the statutory period thereafter. Records maintained include:

• Physical documents signed by clients.
• Telephone recordings of investment-related communications.
• Emails from registered email IDs.
• SMS messages relating to investment advice.
• Any other legally verifiable records.

All records are stored securely and protected against unauthorised access, alteration, or disclosure.

7. Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. Our security measures include secure servers, industry-standard encryption, firewalls, and regular security assessments.

8. Your Rights

As a client or website visitor, you have the right to:

• Access the personal information we hold about you.
• Request correction of any inaccuracies in your data.
• Withdraw consent for certain data processing activities, subject to legal and contractual obligations.
• Lodge a complaint with the relevant data protection authority if you believe your rights have been violated.

To exercise any of these rights, please contact us using the details in Section 11 below.

9. Website and Social Media Disclosures

In compliance with SEBI requirements:

• We maintain a functional website containing all required regulatory disclosures, including our SEBI registration details.
• Our social media handles are disclosed on this website, and all communications on those platforms adhere to the applicable SEBI regulatory standards.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable regulatory requirements. Any material changes will be posted on this page. Your continued use of our services following the posting of changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or the way we handle your personal information, please contact us: